Save money on Business Car Insurance
Performance Direct is one of the UK's leading independent business car insurance brokers.
Our panel of insurance underwriters have years of experience in providing commercial insurance for a range of business types. So, for comprehensive cover for your business vehicle, choose to Performance Direct.
For a quote, click the Quote Button above or call our team on 01708 572 494.
We provide insurance services to UK residents only.
Rated as excellent on Trustpilot with over 14,000+ reviews
Benefits of Our Insurance Policies*
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FREE legal cover
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Uninsured driver protection
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Payment options
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24 hour claims service
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UK call centres
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2nd car discount
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Fraud fighting technology
*policy conditions may apply
Frequently Asked Questions
What level of cover shall I choose?
The main policy types to consider are TPO (third party), TPFT (third party, fire and theft) and comprehensive. Consider the pros and cons of each and choose the appropriate cover for your needs.
Third party only (TPO) cover is the most basic type of car insurance you can buy and the minimum cover required by law in the UK. With such a policy you'll be covered for liability for injury to others (including passengers), damage to third party property and liability whilst towing but not for fire damage, theft, loss or damage to your vehicle.
Third party, fire and theft (TPFT) is one of the more basic types of car insurance. This policy will cover you for injury to others (including passengers), damage to third party property, liability whilst towing, fire damage and theft, but not for loss or damage to your vehicle.
Fully Comprehensive (COMP) It provides third party cover for claims made against you for injuries to other people, including passengers, as well as damage to other cars or property. A comprehensive policy will also insure your vehicle against theft, fire and accidental damage. Many fully comprehensive policies have additional benefits, such as providing a courtesy car whilst yours is in the garage (subject to the circumstances of the claim), paying for medical treatment following a road accident, covering the theft of extras such as sat-nav systems (referred to as personal effects cover, this is limited) and/or paying to repair damaged windscreens. Bear in mind that some so-called comprehensive policies may be 'stripped back' policies offering a level of cover that you may consider rather basic.
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Why choose Performance Direct?
- The peace of mind of a Chartered Broker. Everything we do is backed by a team of skilled, experienced insurance professionals. We’re a Chartered Insurance Broker, a family company with a proud 40-year history, so we’re bound by a personal and professional code to deliver the best service for our clients.
- We’re independent. Because we’re not tied to any brand or product, we can search the insurance market to find you the best policies. Whenever you ask for a new or a renewal quote, we search a panel of leading UK underwriters to ensure you get the lowest price and the best cover.
- We’re on your side. If you need to make a claim, because we’re completely independent, we work with you to sort everything out and to make sure your claim is paid. Whether you need to sort out a hire car, arrange a new windscreen or need to make a liability claim, we are here to help assist you when you need us.
- Here for you. With a dedicated account managed team, we are here to support our clients every step of the way.
Combining the advantages of the latest technology with real world experience, Performance Direct promises the lowest prices with the most efficient service.
Car insurance optional extras
Protected No Claims Bonus
A way to safeguard your no claims discount is to pay an additional amount on top of your car insurance to protect it. This means that even if you were to make a claim, yours no claims bonus would stay intact.
Important information:
No claims discount protection does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. No claims discount protection allows you to make one or more claims before your number of no claims bonus years falls. Please see the step-back procedure for details.
