Temporary Van Insurance

Temporary car insurance or short term car insurance as it is known, is cover for those times when you may need to borrow a friend or relatives car for a few days or weeks, test drive a car, or perhaps when you need a bigger vehicle to help transport people or belongings. This kind of temporary insurance is available for any roadworthy vehicle that is worth more than £1000 and can be manipulated to suit the length of time you need. There are a number of reasons why short term car insurance may be needed but we are there to make sure that you get the flexible type of short term cover that you need.

If you have taken out a one day car insurance policy with Performance Direct this can easily be changed and extended so your cover lasts up to a month. We understand that temporary insurance cover needs to be flexible so we ensure that adding a temporary driver to your existing insurance cover, as well as extending your temporary cover is straightforward.

More often than not, hiring another vehicle and proceeding to arrange insurance for a hired vehicle can work out more expensive and time consuming. Sticking to a short term car insurance option is a great way to gain temporary cover on more easily accessible automobiles. Most people do find that they need an additional or temporary vehicle from time to time and hiring a vehicle is not always the most viable or economic option. Temporary cover can range from additional driver cover when borrowing a vehicle from a friend for instance to courtesy car insurance in emergencies.

Thousands of customers have taken out short term policies with us and have enjoyed full insurance cover, along with complete peace of mind, knowing that the vehicle they wanted to drive, for a temporary measure, was insured by trusted experts. We pride ourselves on our experience and expertise as a specialist insurer so next time you need temporary insurance cover, for whatever reason, additional driver insurance and learner driver cover you know you can rely on us.

Why Choose Short Term Car Insurance?

Short term car insurance is a fully comprehensive cover option for when it may be necessary to borrow someone else’s vehicle. It also comes in handy if you are car sharing a long journey or perhaps need a bigger vehicle to transfer furniture if you are moving house etc. In fact, the reasons why temporary cover may be needed are numerous, but whatever the reason why it is needed you can be sure that we will provide the right cover for you. By choosing a short term insurance policy it will ensure that you and the vehicle are protected including the owner of the vehicle if they have a no claims bonus. A quick solution for additional drivers and peace of mind for everyone involved.

Learner Driver?

If you have children who are in the process of learning to drive, additional practice in your own car is a great idea but you will need insurance. This is where temporary car insurance is a fantastic cover option; giving them practice and leaving you without the worry if anything were to happen. By having temporary additional driver cover specifically for learner drivers you can be sure that you, your child and your car are covered at all times. Adding a temporary driver to your existing insurance policy with us is straightforward and one of our dedicated temporary insurance staff will be happy to help.

Moving House?

Moving house can be a stressful and expensive time. Not least of all when moving costs are considered. Borrowing a vehicle from a friend or relative may well be the quickest, most comfortable and most economical option for an extra vehicle when moving. A temporary additional driver can be added to an insurance policy for just one or two days as required when you move. With Performance direct we make sure that our short term car insurance is as simple as possible to avoid adding unnecessary stress to a move. Just call and speak to one of our short term cover experts who will guide you through the process.

Car being repaired?

Sometimes it is necessary to hire a courtesy car if your car is being repaired and one isn’t offered by your insurance provider or your car’s repair goes outside their set repair period. With Performance Direct we try and may sure that courtesy car insurance is as hassle free and economically viable as possible. Because our short term insurance is flexible you have the peace of mind knowing that you can extend the cover on your courtesy car while your own car is being repaired.

Taking a trip or borrowing a friend’s car?

Borrowing someone else’s car is not as straightforward as simply taking the keys. Insurance cover is required, even if you have insurance for your own vehicle. If you need to borrow a friend’s car, even for just a short period of time, you must make sure that you are covered. Adding an additional driver to an existing Performance Direct policy is straightforward however so you and your friend can have peace of mind whoever’s vehicle is being borrowed. Even partners sharing the same car must ensure that both parties are insured. Temporary insurance cover is a great way for partners to share the driving responsibility on a trip away for instance, without the need to be permanently insured on your partner’s policy. Temporary additional driver insurance is easy to set up however; one of our short term car insurance experts can help set that up for you.

Emergency Cover

At Performance Direct we understand that sometimes short term cover is needed at short notice. If you suddenly need to borrow a friend or relative’s vehicle or someone needs to borrow yours, whatever the reason we can provide temporary insurance quickly. Obtaining an online quote takes just minutes so you can add a temporary driver to your existing policy in no time at all. Life’s emergencies often happen quickly and so we work quickly and efficiently as well to make sure you get your short term insurance fast so you can deal with your emergency without having to worry about car insurance.

Getting short term insurance is easy and quick with Performance Direct. We know that obtaining car insurance quotes can be stressful at the best of times so we have made getting short term cover as simple of possible. Compare short term car insurance quotes simply by clicking on the ‘Get a Quote’ button now! It takes less than 5 minutes to get your policy so for those urgent times, you can gain cover immediately.

A hand-picked panel of insurers will offer you a range of quotes based not only on a competitive price but who represent the service we want to provide to our customers. We have been a specialist car insurer for over 20 years and so have amassed an experience in the industry that is well respected. The experience and the pride we have in our work and the fact that we treat all of our customers on an individual basis means you are in safe hands with us whatever type of short term insurance cover you need.

If the vehicle you need cover for is between the value of £1,000 and £40,000 and you are aged between 18 and 75 then short term car insurance could be a worthwhile option. We can provide cover for a range of different needs, learner driver cover, courtesy car insurance and more.

To compare short term car insurance quotes from our panel of trusted insurers click 'get a quote'

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Or call us on 01708 564 143

Why choose Performance Direct?
Policy options include:*

• Short term cover
• 1 day to 1 month
• Flexible cover options
• 24/7 Claims Service

Knowledgeable UK staff

Open 7 days a week

Temporary van insurance provides short term commercial vehicle cover for a defined period rather than a full annual policy. It is typically arranged for durations ranging from one day to several weeks, depending on insurer criteria. This type of cover is intended for temporary business or personal van use where ongoing annual insurance is not required.

Short term van insurance policies normally run from one day up to a maximum period set by the insurer. The available duration depends on driver eligibility, vehicle type and declared usage. Extensions may require reassessment. Temporary cover is structured for specific short term needs rather than continuous commercial operation.

Temporary van insurance is often arranged on a comprehensive basis, subject to eligibility and insurer acceptance. This generally includes accidental damage, fire, theft and third party liability during the insured period. Optional features are less common than on annual commercial policies. The scope of cover depends on the insurer selected.

Certain types of business use may be permitted if declared accurately at quotation stage. This can include travelling between job sites or carrying tools. Higher risk activities such as courier work, food delivery or hire and reward are not always eligible under short term products. Usage classification affects availability and pricing.

Eligibility depends on age, driving experience, licence status and the van’s specification. Insurers may apply minimum age limits and require a full UK driving licence held for a specified period. Vehicle value, weight and modification status also form part of underwriting assessment.

Temporary van insurance can often be arranged in your own name to drive a van owned by someone else, provided you have permission. The cover applies only for the agreed duration and does not usually replace the owner’s annual policy. Acceptance depends on driver and vehicle eligibility.

Short term van policies generally insure the vehicle itself rather than tools or goods carried inside. Cover for tools in transit is not automatically included and may not be available under temporary arrangements. Where tool cover is required, separate insurance may need to be considered.

Temporary van insurance operates independently from annual commercial vehicle policies. However, any claim made during the short term cover must still be declared when arranging future insurance. Claims history forms part of ongoing risk assessment by insurers.

Insurers may impose limits on vehicle value, weight, age or modification status for short term cover. Heavily modified, high value or specialist commercial vehicles are not always eligible. Acceptance depends on underwriting criteria at the time of application.

Temporary van insurance through Performance Direct may be appropriate where short duration commercial vehicle use is required. This can include moving equipment, covering a gap between annual policies or completing a defined business task. Arrangements are assessed based on driver eligibility, vehicle details and declared usage, subject to insurer criteria.