Modified Mini Insurance

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New MINI Insurance

if you’re looking for new MINI insurance, you’ve come to the right place.

Performance Direct is well known for insuring a wide range of specialist and classic cars whilst providing the highest standards of customer service. Our expert insurers work to offer an insurance policy that is tailor-made for you and your vehicle.

Among our range of insurance policies we have developed an excellent reputation insuring classic minis. However, in recent years, the popularity of the 'new' BMW MINI has meant that we now provide Mini car insurance for many hundreds of new MINI owners across the UK.

We also specialise in the following mini car insurance schemes: We now offer a full range of tailor-made policies that address the needs of all UK Mini car owners. These include Modified Mini Insurance, Mini Cooper Insurance, Classic Mini Insurance and BMW Mini Insurance.

Click for an online quote and see how much you could save on your UK Mini car insurance today.

For the best insurance quote for your new MINI – an online quote or on the phone – contact Performance Direct and we'll do our best to save you money with the best insurance policy available. You can be assured that Performance Direct provides the care and attention that you and your MINI deserve. There is no need to trawl through dozens of quotes because, unlike other insurers, we treat you as a person not just a policy holder, and your car's insurance policy is as important to us as your car is to you.

We provide insurance services to UK residents only.

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Benefits of Our Insurance Policies*

FREE legal cover

Uninsured driver protection

Payment options

24 hour claims service

UK call centers

2nd car discount

Fraud fighting technology

*policy conditions may apply

Frequently Asked Questions

About the New MINI and New MINI Insurance

The original Mini, designed by Sir. Alec Issigonis, known as the Morris Mini-Minor and the Austin Seven, was launched by the British Motor Corporation in 1959. It went on to become a motoring classic, a vehicle in its own class made popular in the 1960s by such UK style icons as The Beatles, Twiggy and, of course, in the classic movie, "The Italian Job".

The original two-door Mini car continued in production until 2000 and development of a successor began in the 1990's (the Rover brand – who owned the name Mini – having been sold to BMW by British Aerospace) and the new generation BMW car was launched to an expectant motoring world in 2001.

The new MINI delivered and was an immediate success, both in the UK and around the world. Having successful echoed the design of the old car with a distinctly modern BMW-assured approach; the new MINI revived the classless credentials of its predecessor and soon won many motoring fans not to mention motoring awards. It soon became a top seller in the motoring world with the MINI owner known as someone who appreciates the assurance of BMW quality with the unique look and feel of the classic MINI car.

The current and ever growing MINI range includes the Hardtop/Hatch/Convertible (three-door Hatchback), MINI Clubman , MINI Countryman (five-door crossover, Coupe/Roadster and MINI Paceman (three-door crossover based on the Countryman). There is a MINI for every type of driver which suits the needs of an ever-growing demographic. Your MINI insurance policy will be just as unique as your vehicle.

Performance Direct provides Mini car insurance cover for all of the new MINI ranges: MINI Clubman insurance, MINI Countryman insurance and MINI Paceman insurance. No matter which type of MINI you own we will endeavour to provide the best possible MINI car insurance quote. You will be pleased with our range of financial services and our care and commitment to you and your car's individuality. This is the Performance Direct assurance.

Call our expert team now or get an online quote.

MINI: A cultural icon

As a MINI owner you know that you your vehicle is one of the most noticeable on the road. In fact, the MINI is one of the most recognisable cars of all time. The MINI stands out among car lovers and non-car lovers alike for its unique looks and its part of British and general motoring heritage. If a car needs something special for it to become a classic then the MINI has it in abundance. No other car's look comes close to matching the mini, new or old. The BMW MINI has grown from where the old mini left off and there is simply no other car on the road like it.

The new MINI has the feel of the classic car of the 60s, the assurance of quality and heritage combined with a modern edge such as aesthetic lines and a powerful engine which denotes its class. BMW have created a new classic car, well deserving of the old mini name. The MINI stands out against other vehicles and is well deserving of the plaudits it has received. Since its re-launch the new MINI has been one of the most sought after vehicles on the market and it continues to be one of the UK's best selling cars. Getting the right cover for your vehicle means not only obtaining an online quotation for your car but in dealing with an insurer who understands that a MINI car is more than just a standard vehicle. Our MINI car insurance policies live up to the proud mini name.

Your MINI car insurance policy

Insurance coverage for a MINI does not differ from other standard road vehicles in terms of the types of cover offered. It is, however, a slightly more expensive car as you would expect from the quality craftsmanship that BMW provides. Performance Direct has the experience of dealing with high value and collector vehicle insurance that other providers don't. The MINI is a modern classic car and we treat it with the coverage you would expect of such an iconic vehicle. Other insurers do not give the assurance of understanding exactly the particular needs of you and your car. It is what makes our quotes and financial services packages the best.

Every Performance Direct MINI car insurance policy is for MINIs only and as such you can be sure that no matter what happens your vehicle will be in safe hands, receiving the cover it deserves. Whether you call direct or get an online quotation our committed service will be the same. You will join the many hundreds of MINI owners across the UK who have saved money with a Performance Direct policy and our range of financial services. Performance Direct assurance is a commitment to each customer on an individual basis.

Performance Direct are specialist insurers with the experience and knowledge of the MINI brand. We work with dedicated care and attention to give you the best possible cover for your vehicle. Rest assured that we are an insurer who cares about you, your MINI and your MINI car insurance policy. For a range of financial services and newMINI car insurance policies call direct today or click through to obtain an online quote.

Why choose Performance Direct?

The latest digital systems. Our customers enjoy all the advantages of the digital world. We offer excellent web and app-based insurance services, including a fast, easy-to-use quote engine, and automated customer services allowing hassle-free access to documents and information.
The peace of mind of a Chartered Broker. Everything we do is backed by a team of skilled, experienced insurance professionals. We’re a Chartered Insurance Broker, a family company with a proud 40-year history, so we’re bound by a personal and professional code to deliver the best service for our clients.

We’re independent. Because we’re not tied to any brand or product, we can search the car insurance market to get you the best policies—from third party policies to fully comprehensive cover. Whenever you ask for a new or a renewal quote, our systems search a panel of up to 100 leading UK underwriters to ensure you get the lowest price and the best policy.
We’re on your side. If you need to make a claim, because we’re completely independent, we work with you to sort everything out and to make sure your claim is paid. Whether you need to sort out a hire car or a new windscreen, our claims service is available 24 hours a day, 365 days a year.
Here for you. Your Online Insurance Account, support features, and on-line quotations are available 24/7, and our office is open 6 days a week.

Combining the advantages of the latest technology with real world experience, Performance Direct promises the lowest prices with the most efficient service.

Car insurance optional extras

Protected No Claims Bonus

A way to safeguard your no claims discount is to pay an additional amount on top of your car insurance to protect it. This means that even if you were to make a claim, your no claims bonus would stay intact.

Important information:

No claims discount protection does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. No claims discount protection allows you to make one or more claims before your number of no claims bonus years falls. Please see the step-back procedure for details.

Legal Expenses

If you are involved in a motor vehicle accident where the other driver is identifiable and is also at fault, our Motor Legal Expense policy will give you a stress-free service to recover your uninsured losses. This service will give full management of your claim from start to finish together with legal advice available 24 hours a day.

Breakdown Cover

Breaking down during the course of a journey or the failure of your vehicle to start outside your home could result in the unexpected expense of paying for assistance. To avoid such cost and frustration, we recommend our Award Winning Breakdown Service offering varying levels of cover to suit your needs.

What’s included?

Roadside (Assistance and Recovery)

Homestart (Assistance)

European (Assistance and Recovery)